ORS hit-and-run laws in Oregon lay out critical responsibilities for drivers involved in accidents. You must stop, exchange your information, help any injured persons, and notify law enforcement. Ignoring these duties can lead to serious penalties like fines or jail time. In this article, we’ll detail these responsibilities and the specific penalties for non-compliance, ensuring […]
In Oregon, a vehicle is declared a total loss when the repair costs reach 75% or more of its actual cash value (ACV). This is known as the Oregon total loss threshold, and it guides insurance companies in deciding whether to repair a damaged car or deem it a total loss. Understanding this threshold can […]
Wondering how much it costs to hire a car appraiser? The price can vary based on several factors, but typically, you can expect to pay between $85 and $700. In this article, we’ll break down what influences these costs and what to expect from different types of appraisals. Key Takeaways Car appraisal costs depend on […]
Wondering if you can demand OEM parts after an accident? Yes, you can! However, it depends on several factors, including your insurance policy and state regulations. This article will help you understand your rights regarding “can I demand OEM parts after an accident,” the difference between OEM and aftermarket parts, and how to navigate insurance […]
How much does an accident devalue a car? Generally, an accident can cause a car’s value to drop between 10% and 30% immediately. The exact devaluation depends on damage severity and repair quality. In this article, we’ll explore how accidents affect your car’s value both immediately and over time, and what you can do about […]
The amount you can get from an underinsured motorist claim in Oregon depends on several factors, such as injury severity, medical costs, lost wages, and the limits of both your and the at-fault driver’s insurance policies. Understanding how much can I get from an underinsured motorist claim in Oregon will help you navigate these factors, […]
Can you file an insurance claim without a police report? Yes, but it involves careful documentation and thorough evidence collection. This guide will walk you through the process, highlight the challenges you may face, and provide tips to strengthen your claim, ensuring you’re well-prepared even without official documentation. Key Takeaways Filing an insurance claim without […]
If you’ve ever been in a minor car accident, you might wonder: should you call the police for a fender bender? While it might seem unnecessary for minor damage, involving the police can provide official documentation, help establish liability, and fulfill legal obligations depending on your state. In this article, we’ll guide you through when […]
Police did not take my statement after an accident? Don’t worry. This article will explain why this happens and what steps you can take to protect yourself. Key Takeaways Police reports are critical for assessing damages and determining liability in car accidents, making their proper documentation essential. If the police do not take your statement, […]
Can I lose my house due to an at-fault car accident? Yes, it’s possible under certain conditions. In this article, we will explore the question, “Can I lose my house due to an at-fault car accident?” by explaining the risks, your legal obligations, insurance limits, and steps to protect your assets. Understanding how a car […]